Baccarat: How to play

With Baccarat being James Bond’s favourite casino game, there’s no wonder why it’s so popular. You may be more familiar with other table games, like Roulette, but it’s still as easy to play.

Here’s the perfect chance to learn how to play Baccarat, or refresh yourself with the rules, ready for when you next play online casino at Paddy’s

Heading to the table

If you’re unfamiliar with the game altogether, you may want to recognise the table layout first, which will be similar whether you’re playing online or in-person. 

There will be up to 14 seats for players, which depends on the version you’re playing. Although, no matter the amount of people playing, only two hands of cards are dealt – the player’s and the bankers’. Players don’t get their own separate cards – they will instead have their own betting area.

Time to play

Now that the basic layout has been identified, you will now be ready to play!

  1. Once you’ve set a budget to play with, you will be ready to place your bet, as this is done before cards are dealt. There are three options to bet on – bankers’ hand, player’s hand or a tie.
  2. Two cards will then be dealt to each player and another two to the bank. The value of the player’s hand and the bankers’ hand will be added to create a sum. 
  3. The aim is to have a hand where the sum is closest to nine. The game will be tied if both hands show the same sum. You’ll bet on which player will succeed, so if you bet on the champion, you’ll receive double the stake back.
  4. In some cases, a third card will be dealt to the player, which is added to the sum of the first two cards. This happens automatically if the sum of the first two cards is the same or lower than five, unless the bankers’ sum is eight or nine, as they would then win.
  5. Sometimes, the banker could receive a third card – only if the player does too. Whether the banker will receive a third card is based on what the player’s third card is and what sum the banker has. An example of when the banker will receive a third card is if the player’s third card is a four or five – the banker will receive a third card if their sum is five or less.

How to add up points

The first thing to remember is that nine is the highest score, and a hand can’t reach any higher than that, but what are the values of each card?

  • Picture cards and 10s are worth zero points.
  • All other numbered cards are worth their face value.
  • Aces are worth one point.

Once the value of your hand reaches double digits, the second digit becomes the value of the hand, so drop the first digit, then see how close you are to nine.

With the basics explained, will you be channelling your inner 007 by playing Baccarat anytime soon?


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