Workers’ compensation insurance, also called workers’ comp, benefits employees who sustain work-related illnesses or injuries.
The Workers’ Compensation Act in Utah mandates that most employers offer their staff workers’ compensation insurance.
This article will review workers’ comp in Utah, including information on who is covered, what benefits are offered, and how to submit a claim.
Who is Covered by Workers’ Comp in Utah?
Nearly all employers must offer their employees workers’ comp coverage, regardless of whether they are full-time, part-time, seasonal employees, minors, or non-citizens. However, there are some exceptions; workers’ comp may not cover some domestic workers, independent contractors, and volunteers. It’s imperative to note that while some employers may be exempted from providing workers’ comp coverage, they are still liable for their employees’ work-related injuries or illnesses.
Benefits of Workers` comp in Utah
Under Utah’s workers’ compensation system, employees who sustain injuries or illnesses are entitled to several benefits. These advantages could include the following:
- Medical Benefits: Workers’ compensation funds for medical expenses such as illnesses and injuries sustained at work; this covers clinical visits, operations, and medication.
- Wage Replacement: Workers’ compensation must offer benefits to replace lost wages if a worker gets injured or becomes ill while at work; this covers payments for temporary total disability, short-term partial disability, and long-term partial disability.
- Rehabilitation Benefits: To assist an injured worker in returning to work, workers’ compensation funds for physiotherapy or rehabilitation programs.
- Death Benefits: If a worker passes away because of an incident or medical condition sustained while on duty, workers’ compensation will provide death benefits to the employee’s dependents.
How to File a Workers’ Comp Claim in Utah
You must immediately notify your employer if you are unwell or injured at work. You should inform your employer in writing or email, including the illness or injury and the incident’s time, date, and place. You can as well present your pertinent medical records to your employer.
Your employer will notify the workers’ compensation insurance provider, and the compensation procedure will start. If workers’ compensation covers your accident or illness, the insurance company will investigate the occurrence. If your claim is granted, the insurance company will give you the benefits you are eligible for under Utah’s workers’ compensation system.
You have the option to challenge the verdict if your claim is rejected. An administrative law judge will analyze your case and conclude when you request a hearing before them. You can also retain legal counsel to represent you in the review process.
Summary
Workers’ comp in Utah provides essential benefits to employees who suffer work-related injuries or illnesses. In case of an incident at work, notify your employer and file a workers’ comp claim immediately. Doing so can ensure you receive the medical treatment and wage replacement benefits you need to recover from your injury or illness. If you have questions about workers’ comp in Utah, get an attorney to give you information on workers’ compensation. They will guide you through the compensation process and protect your rights.
