Everything You Need to Know About Assisted Living in Montana

There are fewer than 500,000 Montana residents over the age of 50. While this may appear to be a small number, it equates to nearly two out of every five of the state’s total population, giving Montana the relative size of its elderly population. He ranks eighth among states in the  

The state also has the highest median age at 40.1 years (10th), putting it nearly two years older than the median age for the entire United States. What else can we learn from the demographic, economic, and health indicators of Montana’s seniors and their quality of life? Despite its high proportion of people, Montana’s life expectancy is about average, and the median income of senior households is below average, as is Montana’s diverse senior population. 

About Montana  

Montana is in the western United States and is bounded by three states: Wyoming to the north, Dakota to the east, South Dakota to the north, and Idaho to the west and southwest. Unofficially, the state’s nicknames are “Big Sky Country” and “Treasure State.” Montana is a state often associated with nature and is home to Glacier National Park, Little Bighorn Battlefield National Monument, and parts of Yellowstone National Park.  Searching for assisted living can be a tough task in such a big city. Hence, we have listed a few places that you might like.

Here are some of Montana’s best places for seniors-  

1.Great Falls, Montana

 is in Cascade County, Montana. She is Montana’s third-largest city and home to Great Falls University. Giant Springs, Great Falls College, Montana State University, the Great Falls Voyagers minor league population, the Montana School for the Deaf and Blind, and Malmstrom Air Force Base The population of Great Falls, Montana, is approximately 60,000, with almost 16% belonging to the senior community (age 65 or older). Great Falls was ranked 1 out of 13 of the “Best Places to Retire in Montana.” 

2.Whitefish, Montana

 It is in Flathead County. Whitefish is home to a ski resort called “Whitefish Mountain Resort,” the “Stumptown Historical Society Museum,” and the “Great Northern Brewing Company.” About 7,100 people are currently living in Whitefish, of whom approximately 14% are senior citizens age 65 or older. Whitefish was ranked 4 out of 13 of the “Best Places to Retire in Montana” last year. 

3.Missoula – 

It is located along the Clark Fork River where the river meets the Bitterroot and Blackfoot Rivers. It is the 2nd largest city in Montana with a population of approximately 72,000, of which around 9% belong to the 65+ senior community. Missoula also has the region’s only Level II trauma centre and the largest medical facility in western Montana. Last year, Missoula was ranked 12th out of the 13 Best Places to Retire in Montana and 4th out of the 20 Most Diverse Places to Live in Montana. 

4.Billings – 

It is the county seat and the county seat of Yellowstone County, Montana. Billings is Montana’s largest city and the capital of the Billings metropolitan area. Billings, the only city in Montana with a population greater than 100,000, is growing rapidly, with parts of the city registering nearly 58% growth in the last two censuses. Billings has a population of about 110,500, of which about 15% are residents over the age of 65. Last year, Billings was ranked 6 out of 13 best places to retire in Montana, 97 out of 223 best cities to retire in America, and “best city to buy a home in America.” ranked 87th out of 223 and 82nd out of 208. “Safest Cities in Montana”; 

Auxiliary Living Expenses 

Income taxes in Montana are divided into seven levels ranging from 1% to 6.9%. Montana has no state or local sales tax. However, some communities impose a resort tax and a local option tax, and the state of Montana imposes a 4% “bed tax” on room rates to support tourism promotion efforts in Montana. I’m here. Property tax is levied on agricultural machinery, heavy machinery, automobiles, trucks, and office equipment. There is also a livestock head fee. Goods used in the house and intangible goods are exempt from Montana property taxes. Property tax amounts are figured out by a formula set up by the Montana legislature, plus added county and city taxes. Montana has property tax exemptions. 

Montana has had no estate tax since December 31, 2000. There is also no inheritance tax for deaths occurring after January 1, 2005. Montana is a moderately tax-friendly state for seniors. This is for the following reasons:  

  • Withdrawals from Montana retirement accounts are fully taxable. 
  • Wages are taxed at the normal rate; in Montana, it is 6.9%. 
  • In Montana, state retirement income is fully taxable. 
  • Individual retirement income in Montana is fully taxable.    

Montana is a state with prices below the national average. For example, something that costs $100 in Montana probably costs $106.16 in another state. However, the cost of living in Montana is higher than in other states, with housing costs being the biggest difference. The cost of living in Montana ranks him below the national average with a score of 102.80 out of 100. Montana ranked high in the overall (103), grocery (108.9), health (105), housing (104), and other (103) categories. Still, it ranks lower in transportation (98th) and utilities (93rd). 

Other Montana Costs of Living 

Many nursing homes base their rates on the level of service. Monthly charges are a combination of base charges, including room and board, most utilities (cable and phone are usually separate charges), and group services such as activities, transportation, and meals. In addition to the basic cost, you will need to add any other care services you need. Services such as medication management, toilets, bathing, and security checks are charged as body care in addition to the basic rent. 

Personal care costs add up quickly. It’s important to understand how care homes calculate these other costs. In some cases, it is a point system (care time = cost), and in other cases, it is a step system. 

Comparing costs across multiple facilities can be difficult. The only way to accurately predict your loved one’s expenses is to request an appraisal from a prospective facility. This assessment is usually done in person by a nurse or administrator and may include a review of past and current medical records. 

When planning your costs, be aware that there may be other costs such as security deposits, cleaning fees, and pet fees. Also, the cost of living is expected to increase by 3-6% annually.  

Conclusion

Facilities must supply or house ADL aid, mobility aid, mobility, personal hygiene, 24-hour care, medication self-administration aid, and physician appointment scheduling aid. Depending on the facility’s license, it may also supply medication and skilled nursing care for seniors.. If you are having difficulty finding the right place for yourself or a loved one you can visit seniorsite.org.

Leave a Comment